You can now compare car, home, motorbike, pet, and travel insurance with Confused.com from the YuLife app. Every policy you buy this way adds to your YuCoin multiplier, so you earn more YuCoin every day your cover is active.
This is available to selected YuLife members in the UK who've been invited to the trial.
What is the YuCoin multiplier?
Your YuCoin multiplier is how many times over you earn YuCoin for the things you do in the app. Every walk, workout, meditation, challenge and streak counts. For example, a brisk walk is worth 6 YuCoin. With a multiplier of 3, you'd earn 18.
Brisk walk | Your multiplier | You earn |
6 YuCoin | × 3 | 18 YuCoin |
Policies you buy using the link in the YuLife app add to your multiplier. You can see your multiplier, and what you can earn today, on your Yu screen.
You spend YuCoin in the Rewards store, on vouchers from brands you already love.
How do I boost it with Confused.com?
Open the Protect tab on your Yu screen in the YuLife app, and choose the cover you need.
Tap through to Confused.com and start a brand-new quote. Always start from the link in the app, so we know you came from us.
Buy one policy in the same visit, with the insurer you choose. If you need more than one type of cover, start each one from the link in the app.
Come back to YuLife and upload your policy schedule to the quote waiting for you in the Protect tab. You can upload the PDF or forward the email it came in.
Your multiplier goes up from the day your cover starts.
How much does each policy add?
It depends on the type of cover. It doesn't depend on the insurer you pick or the price you pay. You'll see what each type of cover adds in the Protect tab before you leave the app.
When does my boost start, and how long does it last?
Your boost starts on the day your cover starts, once you've uploaded your policy schedule to your quote. If your cover starts in the future, your multiplier rises on that day.
Travel insurance: your boost lasts for the dates of your trip, or for the length of an annual policy.
Car, home, motorbike and pet insurance: your boost lasts from your policy's start date to its end date.
When a policy ends, your multiplier goes back to where it was.
What happens when I renew?
When it's time to renew, start a new quote from the link in the YuLife app. A renewal you start this way counts as a new purchase, so you can boost your multiplier again once you upload your new policy schedule.
A renewal won't count if you renew directly with your insurer, or if you edit or reuse a quote saved in your Confused.com account.
How does Confused.com confirm my purchase?
When you buy using the link in the YuLife app, Confused.com lets us know, and confirms the purchase with us within a few months. To get your boost, you still need to upload your policy schedule to the quote waiting for you in the Protect tab. Your boost stays in place while your policy is active and your details match.
Why might my boost not apply?
Your multiplier may not go up if:
you didn't start from the link in your YuLife app
you edited or reused a quote saved in your Confused.com account
you bought more than one policy in the same visit (only one counts)
your browser blocked cookies, or you cleared them before buying
you claimed Confused.com Rewards or another Confused.com offer on the same policy
you or your insurer cancelled the policy
you added the policy as a separate policy, instead of uploading it to your quote
Confused.com can't confirm the purchase
the details you entered don't match your policy
Any YuCoin you've already earned is yours to keep. If you remove the policy from the app, your multiplier goes back to where it was.
If you think something's gone wrong, reach out to us in the app, and we'll take a look.
Can I add cover I already have?
Yes. You can add policies you already hold to the Protect tab, so all your cover sits in one place. You'll get a one-off YuCoin reward for adding a policy, with a bit more when you upload a document. Cover you already hold doesn't change your multiplier. Only new policies you buy using the link in the app do.
Good to know
We don't give advice. YuLife introduces you to Confused.com, a price comparison service run by Inspop.com Ltd. We don't recommend a particular insurer, and your policy is with the insurer you choose.
How we're paid. If you buy a policy after coming through YuLife, Confused.com pays us a commission. It doesn't change the price the insurer quotes you.
The offer you give up. Confused.com sometimes runs offers for people who visit them directly. Coming through YuLife means you won't get that offer. Depending on how much YuCoin you go on to earn, you could end up worse off than going to Confused.com directly.
Your data. When you go from YuLife to Confused.com, Confused.com and Rakuten (the affiliate network that connects us) use cookies to track your visit and tell us when you complete a quote. If you buy a policy, they pass the purchase details back to us. We use these to add your cover and your YuCoin multiplier, to see how well this trial is working, and to manage the commission we're paid, including if a policy is cancelled.
Still got questions?
For anything about YuCoin or your multiplier, reach out to us in the YuLife app. For questions about a quote or policy, contact Confused.com or your insurer.
Read the full YuLife terms and our privacy policy.
YuLife Ltd is authorised and regulated by the Financial Conduct Authority (FRN 783352).